Kim Parker
toward your future home with Rocket Mortgage7
Savings are currently capped at $8,000 per loan. The calculations are meant to be used as an estimate of how much the Rocket Visa Signature Card could save you.
PREAPPROVAL WON'T IMPACT YOUR CREDIT SCORE5
See if you’re preapproved in minutes with no impact to your credit score.5
Frequently Asked
Questions
Important legal disclosures
Credit Card not available for US Territory or New Hampshire Residents. Cardholder Agreement and Rewards Terms will be provided prior to application. All Rocket Visa Signature Cards are powered by Deserve and issued by Celtic Bank. Visa is a registered trademark of Visa Inc. The card may be used everywhere Visa is accepted. Subject to credit approval.
Rocket Card, LLC (the entity that offers access to this credit card), Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC. “Rocket”, Rocket Mortgage, and the Rocket “O” are trademarks of Rocket Mortgage and are used under license.
Eligibility requirements for Rocket Visa Signature Card, a product of Rocket Card, LLC, vary from Rocket Mortgage, LLC lending services requirements. Approval for one service does not guarantee approval for another. Each separate Rocket company reserves their rights on all final approval decisions. This is not a commitment to lend. Rocket Mortgage, LLC; NMLS #3030.
1. Rocket Card, LLC does not currently charge an Annual Fee for use of the Rocket Visa Signature Card. The current variable APR range for the Rocket Visa Signature Card is 19.49% to 29.24%. If you incur interest, the minimum interest charge is $1.00.
2. Up to $8,000 in card points value can be redeemed toward a new Rocket Mortgage purchase transaction, applied as an asset to the applicant’s closing statement, offsetting applicant required funds to close. Not available in conjunction with third party originated, assumed or Charles Schwab partner loans. Subject to Cardholder Rewards Terms of Use.
3. Rocket Visa Signature Card Spending Bonus: you will receive a $200 statement credit after you spend $3,000 on eligible purchases, which must be made in the first 90 days your account is open. Eligible transactions exclude refunds and disputed charges. In order to receive the spending bonus after qualifying, your account must be in good standing at the time of fulfillment. If at any point after the eligible spend period, it is determined that spend was insufficient to meet the threshold, we may cancel the statement credit and add the value back to your principal owed.
4. These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
5. Preapproval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a preapproval is how you find out if you may be eligible for a Rocket Visa Signature Card without impacting your credit score. If your application is approved, accepting the offer will result in a hard credit pull which could impact your credit score.
6. Customers earn 5 points for every $1 spent. Points are redeemable toward a new Rocket Mortgage purchase transaction, additional principal payment on an existing Rocket Mortgage loan, or a statement credit, at different values. Subject to Cardholder Rewards Terms of Use.
7. The Rocket Visa Signature Card Rewards calculator is for estimation purposes only. The value of rewards varies according to how you choose to use them. The information provided can help you understand how Rocket Visa Signature Card rewards can work. Calculator assumes rewards points are redeemed exclusively towards an eligible loan serviced by Rocket Mortgage. Your redemption choices may be influenced by a variety of factors, including point redemption values, preferences among different reward and redemption options, convenience of using points at a given time, and other factors. Redemption options and point values can change at any time.
8. Redemption available toward additional principal on existing retail Rocket Mortgage loans. Not available for third party originated, assumed or Charles Schwab partner loans. Not available if servicing for your loan is sold to another party. Subject to Cardholder Rewards Terms of Use.
Rocket Card LLC | 1050 Woodward Ave | Detroit, MI 48226
5% back toward a new home2
Redeem up to $8,000 toward
life’s biggest purchase with Rocket Mortgage®.
5% back toward a new home2
Built-in benefits
Enjoy premium access to Rocket Money, plus Visa Signature benefits like Extended Warranty Protection and Porch Piracy Protection.4
Get rewarded for every dollar spent with no categories to track and no limit to how much you can earn.6
Third party logos are for example only and do not imply endorsement by or association with Rocket Card.
Turn everyday spending into something extraordinary: your dream home.
NO ANNUAL FEE1
Get rewarded for every dollar spent with no categories to track and no limit to how much you can earn.6
Third party logos are for example only and do not imply endorsement by or association with Rocket Card.