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1. Mortgage interest rate reductions may be possible by redeeming card points toward purchase of Mortgage Points; availability and actual amount of savings may vary. One Mortgage Point costs one percent of the total purchase home loan amount. According to internal data, the average cardholder would need to accrue points for 12 months in order to lower the rate on the average mortgage loan by 0.0625 percentage points. Subject to Cardholder Rewards Terms of Use.

2. Up to $8,000 in card points value can be redeemed toward a new Rocket Mortgage purchase transaction, applied as an asset to the applicant’s closing statement, offsetting applicant required funds to close. Not available in conjunction with third party originated or Charles Schwab partner loans. Subject to Cardholder Rewards Terms of Use.

3. Rocket Card, LLC does not currently charge an Annual Fee for use of the Rocket Visa Signature Card. Rocket Card, LLC reserves the right to offer bonuses and benefits and the terms of any offer will be provided separately. The current APR range for the Rocket Visa Signature Card is 19.74% to 29.49%.

4. Customers earn 5 points for every $1 spent. Points are redeemable toward a new Rocket Mortgage purchase transaction, additional principal payment on an existing Rocket Mortgage loan, or a statement credit, at different values. Subject to Cardholder Rewards Terms of Use.

5. Rocket Visa Signature Card Spending Bonus: you will receive a $200 statement credit after you spend $3,000 on eligible purchases, which must be made in the first 90 days your account is open. Eligible transactions exclude refunds and disputed charges. In order to receive the spending bonus after qualifying, your account must be in good standing at the time of fulfillment. If at any point after the eligible spend period, it is determined that spend was insufficient to meet the threshold, we may cancel the statement credit and add the value back to your principal owed.‍

6. This annualized figure is based on Rocket Money members’ combined usage of Subscription Cancellation, Smart Savings, and Bill Negotiations services. Actual savings may vary and are not guaranteed.

7. Preapproval does not guarantee an account approval, and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a preapproval is how you find out if you may be eligible for a Rocket Visa Signature Card without impacting your credit score. If you accept an approved card offer from a preapproval, your credit score may be impacted.

8. Redemption available toward additional principal on existing retail Rocket Mortgage loans. Not available for third party originated, assumed or Charles Schwab partner loans. Not available if servicing for your loan is sold to another party. Subject to Cardholder Rewards Terms of Use.

9. Impact of using SmartPay to boost your credit may vary; credit scores are determined by credit reporting bureaus and rely on a number of factors that we cannot predict. Increases or specific changes to your credit score are not guaranteed.

10. These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

11. If any Late Fee Protection payment is returned unpaid by your financial institution for any reason, you may be charged a late fee and returned payment fee based on the terms and conditions in your Cardholder Agreement.